Easy Benefits turns your family's health and dental expenses into pre-tax corporate deductions. Fully documented, built to CRA guidelines, and backed by 25+ years of experience in Canada's HSA industry. One flat fee: $250 + HST a year.
Illustration only, assuming a ~40% combined marginal tax rate. Actual savings vary by province, income and expenses. Speak with your accountant.
Whether you're an incorporated individual or a small corporation with a team, get a plan that adapts to your needs and covers eligible health expenses.
Give yourself and your team tax-efficient health and dental coverage without the premiums of traditional insurance. Set benefit limits up to $15,000 per employee per year; they get the care.
Stop paying for health and dental out of pocket with after-tax dollars. Get the same tax-efficient coverage larger corporations have long enjoyed.
Incorporated professionals have three options for health and dental expenses. Two of them quietly cost you every year.
Most owners of professional corporations rely on the Medical Expense Tax Credit. The catch: the first 3% of your net income, up to a yearly limit, can't be claimed at all. Many people get back little or nothing.
You pay premiums whether or not you claim. Major dental is typically covered at 50% with an annual cap, and paramedical services are often capped at a few hundred dollars a year.
Your corporation reimburses eligible health and dental expenses. No premiums. No fees on claims. No age limits. No medical questions. You pay one flat annual fee and use the plan as much as you need.
Easy Benefits acts as your independent third-party administrator, so your plan is set up properly from day one.
Complete your application and pay the flat $250 + HST annual fee. It takes under 10 minutes.
Easy Benefits sets up your plan, issues your plan number, and sends your claims package.
Pay your health expense personally, then send the receipt to Easy Benefits for reimbursement.
Your corporation reimburses you tax-free. Easy Benefits handles the documentation.
Some providers register you and disappear. Easy Benefits stays involved, year after year.
A full Administrative Services Agreement, enrollment forms and plan documentation, prepared to meet CRA requirements for a Private Health Services Plan.
An arm's-length administrator on record makes your plan easier to support if you're ever audited.
Included with every enrollment. We walk you through your plan, your eligible expenses, and how to get the most from your benefit from day one.
A guide to the expenses you can claim, including ones many corporation owners never think to submit.
$250 + HST a year. No percentage fees on claims, so your fee never rises with your healthcare costs. Some providers charge 5 to 10% per claim.
At renewal we review what you claimed and flag what you may have missed, so you get full value every year, not just the first.
Independent Third-Party Administrator
25+ Years of HSA Industry Experience
Thousands of Canadian small businesses and professional corporations enrolled over more than two decades in the field.
Easy Benefits wasn't built in a boardroom. It comes from 25 years of frontline experience in Canada's HSA industry, enrolling thousands of small businesses and professional corporations.
We watched the industry get commoditized. Platforms got faster, fees got lower, and service disappeared. Clients enrolled, got an account number, and were left on their own. That gap is why Easy Benefits exists.
Most HSA providers set you up and disappear. We stay involved, reviewing your claims and flagging missed expenses year after year.
$250 + HST a year covers setup, administration and support. Nothing is added when you claim.
Not a chatbot. Not a ticket queue. Call 1-866-915-0868 and reach people who know your plan.
A PHSP can reimburse a wide range of practitioners and expenses, from routine dental to orthodontics, vision, prescriptions and paramedical services.
Eligibility follows CRA's list of eligible medical expenses. Ask us about a specific expense before you claim.
A PHSP requires a genuine employer-employee relationship. Here's who we work with most.
Solo practitioners and small law firms operating through a professional corporation.
Professional engineers and architects practising through an incorporated company.
Independent consultants and advisors operating through an incorporated business with at least one shareholder-employee.
One flat annual fee. No hidden charges. No percentage on claims.
Where a provider charges 10% per claim, $5,000 in claims costs $500, and the cost rises as your healthcare costs rise.
The same $250 + HST every year, covering the first two employees. Each additional employee is a one-time $40 + HST. Nothing extra is charged when you submit a claim.
Contact Easy Benefits today. Most plans are set up within one week of enrollment. Your 30-minute onboarding call is included at no additional cost.